Legal Information
Built on transparency

MONACO is the trading name of MONACO Payments LLC, a limited liability company organised under the laws of the State of Delaware, United States, with principal place of business at Brickell Heights Condo, 25 SW 9th Street, 4th Floor, Miami, FL 33130.

MONACO is registered with the U.S. Department of the Treasury, Financial Crimes Enforcement Network (FinCEN), as a Money Services Business (MSB) under registration number 31000320465220. All cross-border flows are executed exclusively through licensed banking partners holding first-line relationships in their respective jurisdictions.

MONACO does not solicit retail clients. Services are offered to qualified institutions, family offices and corporate treasuries on a private, invitation-based basis.

By accessing this site or engaging MONACO for any service, you acknowledge that you have read, understood and accepted these Terms in full. If you do not agree, you must discontinue use of the platform immediately.

All engagements are governed by a separate Master Services Agreement executed between the client and MONACO. The information published on this site is provided for general informational purposes and does not constitute an offer, solicitation or recommendation to engage in any financial transaction.

MONACO reserves the right to modify, suspend or terminate access to any service at its sole discretion, in accordance with applicable law and the executed client agreement.

MONACO operates a risk-based AML/CFT compliance program aligned with the U.S. Bank Secrecy Act (BSA), the USA PATRIOT Act, OFAC sanctions regulations, and FATF recommendations. Every prospective client is subject to rigorous Know-Your-Customer (KYC) and Know-Your-Business (KYB) review before any flow is structured.

Onboarding includes corporate documentation review, ultimate beneficial owner identification, source-of-funds and source-of-wealth verification, sanctions and adverse-media screening, and an interview with the compliance team. Ongoing monitoring, enhanced due diligence and transaction-level surveillance apply throughout the relationship.

MONACO does not conduct business with anonymous accounts, shell entities, or counterparties located in jurisdictions subject to comprehensive U.S. sanctions.

MONACO processes personal data in accordance with applicable privacy laws, including the California Consumer Privacy Act (CCPA), the EU General Data Protection Regulation (GDPR) where applicable, and the laws of the jurisdictions in which our partners operate.

We collect only the data strictly necessary to fulfil our regulatory, contractual and operational obligations: corporate identifiers, beneficial ownership records, financial information, communications and technical metadata. Data is stored on encrypted infrastructure within audited environments, with strict access controls and retention periods aligned to regulatory mandates.

You may request access, rectification, deletion or portability of your personal data by contacting our Data Protection Officer at dpo@monaco.com.

This website uses a minimal set of strictly necessary cookies to ensure secure navigation and to remember your language and consent preferences. We do not deploy third-party advertising trackers.

With your explicit consent, we may use anonymised analytics cookies to measure aggregate traffic patterns and improve content quality. You can withdraw consent at any time through your browser settings; doing so will not affect the legality of processing carried out prior to withdrawal.

MONACO actively operates corridors between the United States and Europe (EUR / GBP), China, and Latin America including Bolivia, Paraguay, Nicaragua, Honduras, Costa Rica, El Salvador, Guatemala, the Dominican Republic, Peru, Uruguay and Chile.

In each jurisdiction, settlement is performed exclusively through licensed, regulated partners holding first-line banking relationships. MONACO never operates through grey-market intermediaries, hawala networks, or unregulated payment processors.

The content on this website is provided 'as is' and does not constitute legal, tax, accounting, investment or regulatory advice. Recipients should consult their own qualified professionals before acting on any information presented herein.

MONACO accepts no liability for any loss or damage arising from reliance on publicly published content. Contractual obligations exist solely under signed engagement documents executed between the client and MONACO Payments LLC.

Last updated: April 21, 2026. MONACO reserves the right to revise this page at any time; the date above reflects the most recent material change.